916-353-1023

Commercial Auto Insurance

California Commercial Auto Insurance

When it comes to running a business, vehicles – whether they’re leased, rented or owned – are crucial for a variety of tasks. Whether transporting materials and tools to  worksites,  hauling goods for deliveries or driving to meet clients – companies of all kids rely on safe and functioning vehicles to serve customers and generate profit.  It is important to protect your drivers and vehicles through proper commercial auto insurance. 

The insurance specialists at Paragon Insurance Services can help you build a comprehensive business insurance program.

What are the Benefits of Commercial Auto Insurance?

 

  • Liability Coverage—Collisions don’t just impact vehicles – they can cause expensive damage to nearby property and valuables. In these instances, commercial auto insurance can provide a range of protection if and when you damage another person’s vehicle or property in an accident.
  • Physical damage and collision protection — Following an accident, you or your employees may need to pay for vehicle repairs – both for your own vehicle and any vehicles you hit. Commercial auto insurance can reimburse policyholders for the costs of vehicle repairs they may need following a crash, regardless of who is at fault.  Many policies even provide coverage for uninsured and underinsured motorists, providing an extra layer of protection.
  • Medical payment and lawsuit coverage.—Collisions often result in bodily harm and expensive medical costs for you and those involved in an accident.  Commercial Auto Insurance policies offer some protection for these expenses and can cover medical costs, lost wages and even legal expenses should a lawsuit be brought against you.
  • Comprehensive coverage. Collisions often result in bodily harm and expensive medical costs for you and those involved in an accident.  Commercial auto insurance policies offer some protection for these expenses and can cover medical costs, lost wages, and even legal expenses should a lawsuit be brought against you.
  • Protection beyond personal auto insurance policies. Simply put, personal auto insurance doesn’t provide adequate coverage for any accidents that occur while policyholders are driving for business purposes. In the absence of commercial auto coverage, companies would have to pay out of pocket should employees get in an accident while making deliveries, picking up supplies or using a vehicle to perform essential business functions.
  • Optional add-ons for even more security. Beyond standard protection for collisions, commercial auto insurance policies can often be customized to meet your needs. Common policy add-ons (also known as endorsements) include roadside assistance coverage, new vehicle replacement cost coverage, towing reimbursement, rental reimbursement and gap coverage for auto loans or leases.

    Ready to Get Your Quote?

    With a few quick questions, we can get your quote started! Click the button below or give us a call at 916-353-1023!

    Keep Your Business Protected!  Get Your Quote Today!

    Business owners have a lot to consider when choosing insurance that fully protects their business. At Paragon Insurance Services we offer complete insurance packages for many different business types. We have years of experience and products to provide you exceptional service and value to our customers. As a business owner, you take calculated risks everyday in order keep your business thriving. But what about the risks you haven’t considered? 

     

    We have many commercial insurance policies to choose from:

    Learn About the Paragon Insurance Services Client Philosophy!

    Safety and Compliance

    • Employee Manual
    • Base Safety Programs
    • Human Resources
    • Employee Training
    s

    Insurance & Risk Management

    • Basic Policies - Liability
    • Basic Policies - Employee Benefits
    • Employee Benefits
    • Contractual Transfers

    Maximization of Efficiencies

    • Accounting & Taxation
    • Legal Guidance & Council
    • Safety & Training
    • Specialized EPA Inspections & Certifications
    • Inspection Assistance
    • Insurance Visit Support

    Annual Policy Reviews – What are We Talking About?

    Every year at about a couple months before your policy renews with Paragon, we will reach out to you to review your policies prior to their renewal so that we can ensure that you are STILL with the Right Insurance Company, with the Right Coverage, and paying the Right Price.

    If you decide you’d like to be quoted with other Insurance Companies you can quickly schedule a time for an in-depth market review where our team will re-quote your policies and provide you with the options so you can make the best decision possible.

    California Full Service Insurance Agency

    Paragon Insurance Services is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more. The Paragon team has developed an “insurance cost reduction” quoting plan, that provides you with the best coverage at the best rate!

    Our office is located in Folsom, CA and services the Sacramento Valley, California’s Central Valley, Northern California and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business.

    Contact us today 1-916-353-1023 for your comprehensive commercial auto insurance quote!

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