Personal Umbrella Insurance
Personal Umbrella Insurance
While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain your current personal liability insurance offers you enough protection? A personal umbrella liability policy provides an extra layer of insurance coverage over your standard liability policies. It protects your personal assets by kicking in when your standard liability coverage is exhausted.
Contact Paragon Insurance Services today at 916-353-1023 for your personal umbrella insurance quote.
The Basics of Personal Umbrella Insurance
At Paragon Insurance Services, we recommend that everyone should consider carrying an umbrella policy. If you engage in a high-risk activity or hobby that increases your odds of getting sued—such as having a teenage driver, owning a swimming pool or entertaining frequently—it is wise to supplement your insurance with a personal umbrella insurance policy.
How Much Coverage Do I Need?
You’ll want to take into consideration not only your total personal assets but also your potential personal risks. For example, do you operate a business in your home and have employees and clients to your home on a regular basis? Does your profession or location of your home make you an easy target for a big settlement? Determine your personal risks to evaluate the amount of additional liability coverage that makes the most sense for you.
Coverages start at $1 million, and can go as high as $10 million. When considering the value of the umbrella policy, discuss your personal needs with GDI Insurance Agency, Inc..
How Much Does Coverage Cost?
Additional liability insurance is inexpensive when compared to the added coverage you gain. Depending on the policy value and your personal risk factors, such as recent auto tickets, your credit rating and more, a $1 million umbrella policy typically costs about a dollar per day. Costs go up an additional $50 to $75 for each million thereafter.
Ready to Get Your Quote?
With a few quick questions, we can get your quote started! Click the button below or give us a call at 916-353-1023!
Protect What Matters Most With Our Toy Insurance Policies
The Paragon Insurance Services team has developed an “insurance cost reduction” quoting plan, that provides you with the best coverage at the best rate! Contact us at 1-916-353-1023 to learn more about all of our personal risk management solutions for your home, auto and life.
California Full Service Insurance Agency
Paragon Insurance Services is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more. The Paragon team has developed an “insurance cost reduction” quoting plan, that provides you with the best coverage at the best rate!
Our office is located in Folsom, CA and services the Sacramento Valley, California’s Central Valley, Northern California and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business.
Contact us today 1-916-353-1023 for your comprehensive personal umbrella insurance quote!